Terms of Service

Welcome to Moniex!

These Terms of Service ("Terms") govern your use of the Moniex mobile application (the "App") and any related services provided by Moniex ("we," "us," "our"). By using the App, you agree to these Terms. If you do not agree to these Terms, please do not use the App.

1. Acceptance of Terms

By accessing or using the App, you agree to be bound by these Terms and our Privacy Policy. If you are using the App on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. Eligibility

You must be at least 18 years old to use the App. By using the App, you represent and warrant that you meet this age requirement.

3. Account Registration

To use the App, you must create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account credentials and for any activities or actions under your account.

4. Services Provided

The App allows users to automatically convert cryptocurrency to Nigerian Naira (NGN). We do not guarantee the availability of any particular cryptocurrency or the accuracy of exchange rates provided by the App.

5. Fees

We may charge fees for transactions conducted through the App. Any applicable fees will be disclosed to you prior to completing a transaction. You agree to pay all fees and charges incurred in connection with your transactions, including any applicable taxes.

6. Transactions

All transactions conducted through the App are final and non-refundable, except as required by law. We are not responsible for any losses or damages incurred as a result of your use of the App, including but not limited to, losses due to market fluctuations, technical issues, or unauthorized access to your account.

7. Prohibited Activities

You agree not to use the App for any unlawful or prohibited activities, including but not limited to: Engaging in money laundering or terrorist financing. Using the App to facilitate illegal transactions. Attempting to gain unauthorized access to the App or other users' accounts. Using the App to transmit any harmful or malicious code.

8. Termination

We may terminate or suspend your access to the App at any time, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the App will immediately cease.

9. Limitation of Liability

To the maximum extent permitted by law, Moniex and its affiliates, officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

Your use of or inability to use the App. Any unauthorized access to or use of our servers and/or any personal information stored therein. Any interruption or cessation of transmission to or from the App.

10. Disclaimers

The App is provided on an "as is" and "as available" basis. We do not warrant that the App will be uninterrupted, secure, or error-free. We disclaim all warranties, whether express or implied, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of law principles.

12. Changes to Terms

We reserve the right to modify these Terms at any time. If we make changes to these Terms, we will provide notice of such changes by updating the "Effective Date" at the top of these Terms. Your continued use of the App after such changes constitutes your acceptance of the new Terms.

13. Contact Us

If you have any questions about these Terms, please contact us at support@moniex.app.

14. Miscellaneous

These Terms constitute the entire agreement between you and Moniex regarding your use of the App. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

By using Moniex, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.